“ In these days of austerity plus relative anxiousness about running into debt, a lot of people balk resistant to the idea of having a credit card in order to make purchase of merchandise and also pay for a vacation, preferring, instead only to rely on the particular tried in addition to trusted way of making payment - hard cash. However, if you've got the cash on hand to make the purchase completely, then, paradoxically, that is the best time to use the card for several good reasons. ”