“ Thanks for your submission. I would like to opinion that the very first thing you will need to do is to see if you really need repairing credit. To do that you must get your hands on a copy of your credit report. That should not be difficult, ever since the government mandates that you are allowed to obtain one free of charge copy of the credit report each year. You just have to consult the right people today. You can either check out the website for that Federal Trade Commission or even contact one of the leading credit agencies specifically. ”